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Obamacare is still a shit show -- or Part Deux

Discussion in 'Society and Culture' started by ethics, Oct 29, 2013.

  1. ethics

    ethics Pomp-Dumpster Staff Member

  2. Sierra Mike

    Sierra Mike The Dude Abides Staff Member



    ethics likes this.
  3. Sierra Mike

    Sierra Mike The Dude Abides Staff Member

    Now that that's out of the way, is there anyone on the forum who has to pony up for Gubmint health care? Maybe Gregg, since he's solo in his business?
  4. Biker

    Biker Administrator Staff Member

    As much as I rag on Tricare, thankfully, it meets the requirements and I don't have to go through the clusterfuck on the ACA website. I ran the numbers out of curiosity on their site and it wasn't pretty.
  5. Allene

    Allene Registered User

    I'm on Medicare with my old insurance company as a supplementary provider paying 20%. They're excellent and in Utah. I don't know what's going to happen yet.
  6. ethics

    ethics Pomp-Dumpster Staff Member

    I don't think you will be affected, @Allene.
  7. Andy


    We all know that this train wreck is really the fault of all those racist tea party members who were trying to tell anyone who would quit shouting Racist! long enough to listen that it was broken from the get go.
    Allene likes this.
  8. Sir Joseph

    Sir Joseph Registered User

    I just signed up for a December plan good for 12 months.
    My current plan of 150 is going to be 157. If I signed up for an Obama plan, it would be around 380 with a 6000 deductible. My current plan will not pay for my pregnancy, obgyn, or birth control pills. Should I ever need any of that, I would think insurance would be the last of my worries.
  9. SixofNine

    SixofNine Jedi Sage Staff Member

    How embarrassing would it have been for TMA if Tricare weren't up to snuff? :ohmy-95:

    Allene, Medicare recipients don't have to mess with the health exchanges. Medicare beneficiaries will receive more preventive care services, including an annual "wellness" visit, mammograms, colorectal screening and savings on prescription drug coverage. Medicare beneficiaries who earn more than $85,000 ($170,000 for a couple) will have to pay more for their Medicare Part B premiums. This will also apply for to prescription drug coverage.
  10. Allene

    Allene Registered User

    Yes, I knew I didn't need to mess with the health exchanges, thank heavens, but I didn't know if my supplementary insurance provider could opt to drop out.
  11. Allene

    Allene Registered User

    LOL! Boy, the Affordable Care plan isn't affordable! What a nightmare for those who have no choice.

  12. Greg

    Greg Full Member

    I'm on Medicare: Part A -- hospital -- is of course free, the government estimates part B (outpatient) will go up about 17 percent. My part F (supplemental) insurance company has notified my rate will go up 8 percent. Unfortunately my Part D (prescriptions) is going up 70% and my free co-pays are history.

    My GF is a self-employed medical insurance adviser (she's paid by the insurance companies) and she tells me that Obamacare won't affect Medicare much for 2014. She hasn't said about 2015 and later, probably because it's uncertain.

    I think Obama has intentionally totally misrepresented Obamacare. I think what he really intends is to put everybody (except those covered by employers) on Medicaid. Or if it's not intentional then I think it's a likely and predictable consequence. I also predict that eventually Medicaid and Medicare will be merged, thus socializing all health insurance except that which is employer provided. With some employers dumping employee medical insurance and the eventual disappearance of individual medical insurance -- both for the same reason, shrinking risk pool, increasing costs -- employers may drop medical insurance entirely, and Obama will have achieved his goal: socialized medicine.

    There is only one hope. From what I see on news reports, more and more people are getting increasingly pissed off as they discover that their individual insurance plans are being dumped or price increased hundreds of percent, as more companies dump covering employees -- IMO there is likely to be a huge surge of anti-Democrat sentiment expressed in the 2014 and 2016 elections, and it just may turn out that the Republicans may end up owning both Congress and the Presidency, and only then will we be able to fix (terminate) it.

    It's going to be a wild ride!
  13. Sir Joseph

    Sir Joseph Registered User

    Especially if young people opt for the penalty and don't enter the risk pool.
  14. Copzilla

    Copzilla dangerous animal Staff Member

    Oh, it gets worse from here, folks.

    Nothing is free. Nothing.

    You see, the Administration needed 1.7 million young uninsured Americans who need little health care to sign up to this socialist system in the first month in order to make it work out, numerically. Since it's been a shit-show, the only people who have taken advantage of the exchanges and stuck with it through the entire ordeal are those with horrible pre-existing conditions, and who really really really need it. This means that insurance - which is a zero-based budget concept with like 15% administrative overhead - will have radically higher costs and premiums than anticipated next year, when Obamacare gets into higher swing, and it's no longer a $95 per year annual penalty. So all those young college educated hippies will get to pay lots and lots and lots more than anticipated, because they didn't start off paying anything at all.

    Congrats on that, Democrats. Your Nirvana plans just fed America one gigantic shit sammich.
  15. Copzilla

    Copzilla dangerous animal Staff Member

    Yeah, what he said in one sentence. Except they won't enter the risk pool. It's too much of a pain in the ass.
  16. Andy


    Just leaving this here......

  17. SixofNine

    SixofNine Jedi Sage Staff Member

    PBS NewsHour did a good job tonight covering this issue of insurance companies cancelling the policies of individuals in light of Obama's promise that they could keep them. The ACA defenders had me scratching my head. Their main talking point seems to be "Most people have insurance through their employers and therefore aren't affected by this. It's only X million who are affected, not the X+Y million that opponents are claiming."

    To me, saying that this aspect of Obamacare doesn't affect the vast majority of health insurance customers because they don't need Obamacare is, well, an argument against Obamacare! Additionally, we now have X or X+Y million individual policyholders who have had their policies cancelled and have to get a more expensive policy, in many cases with fewer features, from an exchange. So the salient aspect of Obamacare in this news cycle is the fucking over of millions of Americans who have scratched and clawed to pay for their own health insurance.

    Oh, and the "only substandard policies are getting cancelled" defense is BS. One of the guests on PBS NewsHour was an insurance industry consultant who said that he had a "gold plated, Cadillac" individual health insurance policy. He could go to the Mayo clinic, the Cleveland Clinic, etc., and he was covered. His insurance company cancelled his policy. On the exchange he can get a policy with a much smaller network of providers for a premium that is 60% higher than what he was paying.

    Throw in the fact that many of the people who need Obamacare the most via expanded Medicaid can't get it because their states aren't participating.
  18. Andy


    I just got an email today at work regarding my plan Ive had for a few years with BC/BS... My company is canceling it because of this mess and they are going to Aetna.. it's only going to cost me ~$15 more a month... per person on my plan.. there goes the (minuscule) raise I just got.

    I was tempted to write back "But Obama PROMISED me NOBODY would take away my plan, PERIOD!"
  19. Biker

    Biker Administrator Staff Member

    I was watching a Senate hearing where they were grilling Marilyn Tavenner today. And the BS she kept spouting was absolutely sickening. Deflect was all she did and never once did she answer a direct question with a direct answer.
  20. tke711

    tke711 Oink Oink Staff Member

    Not me, on the wife's insurance. :)

    For now at least until companies all start dumping us since the penalty is much less than providing benefits.

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