If you are looking for a loan...

[ethics]

LAT (http://www.latimes.com/news/printedition/front/la-na-wilma24oct24,1,85494,print.story?coll=la-headlines-frontpage) has news that Americans with a good credit (http://www.latimes.com/business/la-fi-subprime24oct24,0,1569431.story?coll=la-home-headlines) rating frequently get stuck with "sub-prime loans" instead of the traditional loans that are cheaper. According to Freddie Mac, more than 20 percent of people who received these expensive loans could have gotten a better deal, but they simply failed to ask the right questions or went to the wrong lender.

Check out the article for some good guidelines when going in for a loan.

[ethics]

Not sure, but you should be using bugmenot.com religiously and not just for LAT. :)

Here's what they came up with on the first roll:

mutbejeff@yahoo.com
stupid

Try that.

[tke711]

That doesn't surprise me at all. After all, how many American's just take the credit card offered by a store without even understanding what the terms are? Far too many I'm sure.

We are a lazy bunch, yet love to bitch and moan after the fact.