Coordination of Benefits

[Steve]

Maybe this should be in MOAB, but I want a solution, not just to gripe.

I'm the only one with health insurance in our family. With five family members, three of them children, I see little need in filling out those stupid COB forms after every single visit to a doctor, optometrist, etc. Plus, the idiots are so inefficient that I always get a duplicate form two weeks after I mail in the first one, berating me for not returning the one I did and threatening to withhold future payments if I don't turn it it, pronto!

So, since a couple of you fine folks work in the insurance and/or health care fields, do you have any suggestions on how I can permanently stop having to fill out these forms?

Many thanks!

[Stiofán]

I see no way around it.

[Fiona]

Maybe this should be in MOAB, but I want a solution, not just to gripe.

I'm the only one with health insurance in our family. With five family members, three of them children, I see little need in filling out those stupid COB forms after every single visit to a doctor, optometrist, etc. Plus, the idiots are so inefficient that I always get a duplicate form two weeks after I mail in the first one, berating me for not returning the one I did and threatening to withhold future payments if I don't turn it it, pronto!

So, since a couple of you fine folks work in the insurance and/or health care fields, do you have any suggestions on how I can permanently stop having to fill out these forms?

Many thanks!I never have to fillout anything... what is this evil of which you speak?
and more importantly why isn't your family insured? Explainezvous sil vous plait

[LissaKay]

I'm wondering why, if there is only one health insurance policy, there needs to be coordination of benefits at all ... what's to coordinate with?